/* ============================================================
   상속세·증여세 정보검색 — Design System (공용)
   Deep Navy #12294A / Gold #C8A86B / Teal #1F7A8C / Light #F5F7FA
   8pt spacing scale · WCAG AA · prefers-reduced-motion
   ============================================================ */
@font-face {
  font-family: 'Pretendard Variable';
  font-style: normal;
  font-weight: 45 920;
  font-display: swap;
  src: url('../fonts/PretendardVariable.woff2') format('woff2');
}
:root{
  --navy-950:#0A1930; --navy-900:#0B1B33; --navy-800:#0E2342;
  --navy:#12294A; --navy-700:#1A3560; --navy-600:#23447A; --navy-500:#2E5591;
  --gold:#C8A86B; --gold-dark:#A98950; --gold-light:#E6D3A8; --gold-soft:#F4EADA;
  --teal:#1F7A8C; --teal-dark:#14596A; --teal-soft:#E1EFF2;
  --bg:#F5F7FA; --bg-2:#EEF2F7; --card:#FFFFFF;
  --ink:#1A2536; --ink-2:#45546C; --ink-3:#6C7A90;
  --line:#E3E9F2; --line-2:#D2DCE8;
  --ok:#1E7A5C; --warn:#B26B2B; --danger:#B3392F;
  --r-s:8px; --r-m:14px; --r-l:20px; --r-xl:28px;
  --sh-xs:0 1px 2px rgba(18,41,74,.06);
  --sh-s:0 2px 10px rgba(18,41,74,.07);
  --sh-m:0 10px 30px rgba(18,41,74,.11);
  --sh-l:0 24px 60px rgba(18,41,74,.16);
  --font-body:'Pretendard Variable','Pretendard',-apple-system,BlinkMacSystemFont,'Apple SD Gothic Neo','Malgun Gothic','Noto Sans KR',sans-serif;
  --font-display:'Noto Serif KR','Pretendard Variable','Pretendard','Malgun Gothic',serif;
  --c:1160px;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}
body{margin:0;font-family:var(--font-body);font-size:16.5px;line-height:1.75;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-decoration:none;transition:color .18s var(--ease)}
a:hover{color:var(--teal-dark)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--navy);line-height:1.32;letter-spacing:-.015em;margin:0 0 .5em;font-weight:700}
p{margin:0 0 1.05em}
.container{max-width:var(--c);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-999px;top:0;z-index:2000;background:var(--navy);color:#fff;padding:12px 20px;border-radius:0 0 10px 0;font-weight:700}
.skip-link:focus{left:0}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 26px;border-radius:var(--r-m);font-weight:700;font-size:15.5px;line-height:1.2;border:1px solid transparent;cursor:pointer;transition:transform .18s var(--ease),box-shadow .18s var(--ease),background .18s var(--ease),color .18s var(--ease);font-family:var(--font-body)}
.btn svg{width:18px;height:18px;flex:none}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:var(--sh-s)}
.btn-navy:hover{background:var(--navy-700);color:#fff;box-shadow:var(--sh-m)}
.btn-gold{background:var(--gold);color:var(--navy-950);box-shadow:var(--sh-s)}
.btn-gold:hover{background:var(--gold-light);color:var(--navy-950);box-shadow:var(--sh-m)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.55)}
.btn-ghost-dark{background:transparent;color:var(--navy);border-color:var(--line-2)}
.btn-ghost-dark:hover{background:var(--bg-2);color:var(--navy);border-color:var(--navy)}
.btn-sm{min-height:44px;padding:9px 18px;font-size:14.5px;border-radius:10px}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:900;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.header-inner{max-width:var(--c);margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:20px;height:72px}
.brand{display:inline-flex;align-items:center;gap:12px;min-height:44px}
.brand-mark{width:38px;height:38px;flex:none;border-radius:10px;box-shadow:var(--sh-s)}
.brand-text{display:flex;flex-direction:column;line-height:1.2}
.brand-name{font-weight:800;font-size:16.5px;color:var(--navy);letter-spacing:-.01em}
.brand-sub{font-size:11.5px;color:var(--ink-3);font-weight:600;letter-spacing:.02em}
.main-nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.main-nav a{display:inline-flex;align-items:center;min-height:44px;padding:8px 14px;border-radius:10px;font-weight:600;font-size:15px;color:var(--ink-2)}
.main-nav a:hover{background:var(--bg-2);color:var(--navy)}
.main-nav a.is-active{color:var(--navy);background:var(--bg-2)}
.nav-cta{margin-left:10px}
.nav-toggle{display:none;align-items:center;justify-content:center;width:48px;height:48px;margin-left:auto;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;color:var(--navy)}
.nav-toggle svg{width:22px;height:22px}

/* ---------- Hero (home) ---------- */
.hero{position:relative;background:var(--navy-950);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(900px 460px at 82% 12%,rgba(200,168,107,.20),transparent 62%),
  radial-gradient(700px 420px at 8% 88%,rgba(31,122,140,.22),transparent 60%)}
.hero-grid{position:absolute;inset:0;opacity:.5;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(900px 600px at 70% 30%,#000 30%,transparent 78%);-webkit-mask-image:radial-gradient(900px 600px at 70% 30%,#000 30%,transparent 78%)}
.hero-inner{position:relative;z-index:2;max-width:var(--c);margin:0 auto;padding:104px 24px 96px}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(200,168,107,.14);border:1px solid rgba(200,168,107,.38);color:var(--gold-light);font-size:13.5px;font-weight:700;letter-spacing:.04em;padding:8px 16px;border-radius:999px;margin-bottom:26px}
.hero-eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold)}
.hero h1{color:#fff;font-size:clamp(2.5rem,5.4vw,4.05rem);font-weight:800;letter-spacing:-.025em;line-height:1.22;margin:0 0 22px;max-width:840px}
.hero h1 .hl{color:var(--gold-light)}
.hero-lead{font-size:clamp(1.02rem,1.6vw,1.22rem);line-height:1.8;color:#C9D4E4;max-width:640px;margin:0 0 34px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:56px}
.hero-facts{display:flex;flex-wrap:wrap;gap:14px 34px;border-top:1px solid rgba(255,255,255,.12);padding-top:28px}
.hero-fact strong{display:block;font-size:22px;font-family:var(--font-display);color:var(--gold-light);letter-spacing:-.01em;line-height:1.3}
.hero-fact span{font-size:13px;color:#9FB0C8;font-weight:600}

/* ---------- Topic search ---------- */
.topic-panel{margin-top:-46px;position:relative;z-index:5}
.topic-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-l);padding:34px 34px 30px}
.topic-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:22px}
.topic-title{font-size:clamp(1.35rem,2.4vw,1.7rem);margin:0;color:var(--navy)}
.topic-sub{color:var(--ink-3);font-size:14.5px;margin-top:6px}
.topic-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.topic-item{display:flex;flex-direction:column;gap:10px;padding:20px 18px;border-radius:var(--r-m);border:1px solid var(--line);background:var(--bg);min-height:132px;transition:transform .2s var(--ease),box-shadow .2s var(--ease),border-color .2s var(--ease);position:relative}
.topic-item:hover{transform:translateY(-4px);box-shadow:var(--sh-m);border-color:var(--gold)}
.topic-ico{width:40px;height:40px;border-radius:11px;display:grid;place-items:center;background:var(--navy);color:var(--gold)}
.topic-ico svg{width:21px;height:21px}
.topic-item b{font-size:16px;color:var(--navy)}
.topic-item span{font-size:12.8px;color:var(--ink-3);line-height:1.5;margin-top:auto}

/* ---------- Section layout ---------- */
.section{padding:88px 0}
.section-tight{padding:64px 0}
.section-head{max-width:720px;margin:0 auto 44px;text-align:center}
.section-kicker{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.14em;color:var(--gold-dark);text-transform:uppercase;margin-bottom:12px}
.section-head h2{font-size:clamp(1.7rem,3.2vw,2.35rem);margin-bottom:14px}
.section-head p{color:var(--ink-2);font-size:16.5px;margin:0}
.bg-soft{background:var(--bg-2)}
.bg-navy{background:var(--navy-950);color:#fff}
.bg-navy .section-head h2{color:#fff}
.bg-navy .section-head p{color:#B9C6D8}
.bg-navy .section-kicker{color:var(--gold)}

/* ---------- Carousel ---------- */
.carousel-wrap{position:relative}
.carousel{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding:6px 4px 22px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.carousel::-webkit-scrollbar{display:none}
.carousel-item{flex:0 0 min(360px,86vw);scroll-snap-align:start;position:relative;border-radius:var(--r-l);overflow:hidden;box-shadow:var(--sh-s);background:var(--card);border:1px solid var(--line);transition:transform .22s var(--ease),box-shadow .22s var(--ease)}
.carousel-item:hover{transform:translateY(-5px);box-shadow:var(--sh-l)}
.carousel-item a{display:block;color:inherit}
.carousel-media{position:relative;aspect-ratio:1200/630;background:var(--navy)}
.carousel-media img{width:100%;height:100%;object-fit:cover}
.carousel-body{padding:20px 22px 24px}
.carousel-tag{display:inline-block;font-size:12px;font-weight:800;color:var(--gold-dark);letter-spacing:.06em;margin-bottom:8px}
.carousel-body h3{font-size:19px;margin:0 0 8px;line-height:1.4}
.carousel-body p{font-size:14px;color:var(--ink-2);margin:0;line-height:1.6}
.carousel-nav{display:flex;gap:10px;justify-content:center;margin-top:6px}
.carousel-btn{width:48px;height:48px;border-radius:50%;border:1px solid var(--line-2);background:#fff;color:var(--navy);cursor:pointer;display:grid;place-items:center;box-shadow:var(--sh-xs);transition:all .18s var(--ease)}
.carousel-btn:hover{background:var(--navy);color:var(--gold);border-color:var(--navy)}
.carousel-btn svg{width:19px;height:19px}

/* ---------- Post cards grid ---------- */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden;box-shadow:var(--sh-xs);display:flex;flex-direction:column;transition:transform .22s var(--ease),box-shadow .22s var(--ease)}
.post-card:hover{transform:translateY(-5px);box-shadow:var(--sh-l)}
.post-card .thumb{position:relative;aspect-ratio:1200/630;overflow:hidden;background:var(--navy)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .4s var(--ease)}
.post-card:hover .thumb img{transform:scale(1.045)}
.post-card .cat-chip{position:absolute;top:14px;left:14px;z-index:2;background:rgba(11,27,51,.78);color:var(--gold-light);font-size:12px;font-weight:700;padding:6px 12px;border-radius:999px;letter-spacing:.02em;backdrop-filter:blur(4px)}
.post-card-body{padding:22px 22px 20px;display:flex;flex-direction:column;gap:10px;flex:1}
.post-card-body h3{font-size:17.5px;margin:0;line-height:1.45}
.post-card-body h3 a{color:var(--navy)}
.post-card-body h3 a:hover{color:var(--teal)}
.post-card-body p{font-size:14px;color:var(--ink-2);line-height:1.65;margin:0;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.post-card-meta{display:flex;align-items:center;gap:10px;font-size:12.8px;color:var(--ink-3);margin-top:auto}
.post-card-meta time{white-space:nowrap}

/* ---------- Summary cards (세율·공제) ---------- */
.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.summary-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-s);overflow:hidden;display:flex;flex-direction:column}
.summary-head{padding:26px 28px 0}
.summary-head .ico{width:46px;height:46px;border-radius:13px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:16px}
.summary-head .ico svg{width:23px;height:23px}
.summary-head h3{font-size:21px;margin:0 0 6px}
.summary-head p{font-size:14px;color:var(--ink-2);margin:0}
.summary-body{padding:20px 28px 10px;flex:1}
.summary-foot{padding:16px 28px 24px}
.rate-table{width:100%;border-collapse:collapse;font-size:14.5px}
.rate-table th,.rate-table td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line)}
.rate-table th{font-size:12.5px;color:var(--ink-3);font-weight:700;letter-spacing:.03em;background:var(--bg-2)}
.rate-table td{color:var(--ink)}
.rate-table tr:last-child td{border-bottom:none}
.rate-table td b{color:var(--navy)}
.rate-table .pct{font-weight:800;color:var(--teal-dark);font-family:var(--font-display)}
.mini-bars{display:flex;flex-direction:column;gap:9px}
.mini-bar{display:grid;grid-template-columns:96px 1fr 58px;align-items:center;gap:12px;font-size:13px}
.mini-bar .lbl{color:var(--ink-2);font-weight:600}
.mini-bar .track{height:12px;background:var(--bg-2);border-radius:999px;overflow:hidden}
.mini-bar .fill{height:100%;border-radius:999px;background:linear-gradient(90deg,var(--navy),var(--teal));transition:width 1s var(--ease)}
.mini-bar .val{color:var(--navy);font-weight:800;text-align:right}
.deduct-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:4px}
.deduct-list li{display:flex;gap:10px;align-items:baseline;font-size:14.5px;padding:9px 0;border-bottom:1px dashed var(--line)}
.deduct-list li:last-child{border-bottom:none}
.deduct-list b{color:var(--navy);flex:none}
.deduct-list span{color:var(--ink-2)}
.deduct-list .amt{margin-left:auto;font-weight:800;color:var(--teal-dark);white-space:nowrap;font-family:var(--font-display)}

/* ---------- DART widget ---------- */
.dart-box{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-l);padding:38px;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center}
.dart-copy h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:14px}
.dart-copy p{color:var(--ink-2);margin-bottom:18px}
.dart-points{list-style:none;margin:0 0 22px;padding:0;display:flex;flex-direction:column;gap:10px}
.dart-points li{display:flex;gap:11px;align-items:flex-start;font-size:14.5px;color:var(--ink)}
.dart-points svg{width:19px;height:19px;flex:none;color:var(--gold-dark);margin-top:3px}
.dart-ui{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m);padding:22px}
.dart-ui h3{font-size:16px;margin:0 0 4px}
.dart-ui p{font-size:13px;color:var(--ink-3);margin:0 0 16px}
.field{display:flex;gap:8px}
.field input[type=text]{flex:1;min-height:48px;border:1px solid var(--line-2);border-radius:10px;padding:0 16px;font-size:15px;font-family:var(--font-body);color:var(--ink);background:#fff;transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.field input[type=text]:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,122,140,.15)}
.hint{font-size:12.5px;color:var(--ink-3);margin-top:12px}

/* ---------- FAQ ---------- */
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:var(--r-m);box-shadow:var(--sh-xs);overflow:hidden}
.faq-item summary{display:flex;align-items:center;gap:14px;cursor:pointer;padding:18px 22px;font-weight:700;font-size:16px;color:var(--navy);list-style:none;min-height:56px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--gold);flex:none;transform:rotate(45deg);transition:transform .2s var(--ease)}
.faq-item[open] summary::before{transform:rotate(225deg)}
.faq-item .faq-a{padding:0 22px 20px 44px;color:var(--ink-2);font-size:15px}
.faq-item .faq-a p{margin:0}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--navy-900),var(--navy-700) 58%,var(--teal-dark));border-radius:var(--r-xl);color:#fff;padding:52px 48px;display:flex;align-items:center;justify-content:space-between;gap:28px;position:relative;overflow:hidden;box-shadow:var(--sh-l)}
.cta-band::after{content:"";position:absolute;right:-70px;top:-70px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(200,168,107,.32),transparent 68%)}
.cta-band h2{color:#fff;font-size:clamp(1.4rem,2.4vw,1.85rem);margin:0 0 8px}
.cta-band p{color:#C3CFE0;margin:0;max-width:560px}
.cta-band .btn{position:relative;z-index:2}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-950);color:#A9B7CB;margin-top:0}
.footer-top{max-width:var(--c);margin:0 auto;padding:72px 24px 44px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.footer-brand p{font-size:14px;line-height:1.7;margin:16px 0 0;max-width:340px;color:#93A4BC}
.footer-col h4{color:#fff;font-size:14.5px;font-family:var(--font-body);font-weight:800;letter-spacing:.04em;margin:0 0 16px}
.footer-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.footer-col a{display:inline-flex;align-items:center;min-height:36px;font-size:14px;color:#A9B7CB;padding:2px 0}
.footer-col a:hover{color:var(--gold-light)}
.footer-legal{max-width:var(--c);margin:0 auto;padding:30px 24px 26px;border-top:1px solid rgba(255,255,255,.1);font-size:12.8px;color:#8A9BB4;line-height:1.7}
.footer-legal .legal-notice{background:rgba(255,255,255,.045);border-left:3px solid var(--gold);border-radius:0 8px 8px 0;padding:14px 18px;margin-bottom:16px;font-size:12.3px;color:#9FB0C8}
.footer-legal .legal-notice p{margin:3px 0}
.footer-bottom{max-width:var(--c);margin:0 auto;padding:0 24px 34px;display:flex;flex-wrap:wrap;gap:10px 26px;align-items:center;justify-content:space-between;border-top:1px solid rgba(255,255,255,.1);padding-top:26px}
.footer-bottom p{margin:0;font-size:13px;color:#7E8FA8}
.footer-links{display:flex;flex-wrap:wrap;gap:4px 22px}
.footer-links a{font-size:13px;color:#A9B7CB;min-height:36px;display:inline-flex;align-items:center}
.footer-links a:hover{color:var(--gold-light)}

/* ---------- Page hero (WP) ---------- */
.page-hero{background:var(--navy-950);color:#fff;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 340px at 85% 10%,rgba(200,168,107,.18),transparent 60%)}
.page-hero-inner{position:relative;z-index:2;max-width:var(--c);margin:0 auto;padding:72px 24px 66px}
.page-hero .crumb{display:flex;align-items:center;gap:8px;font-size:13px;color:#9FB0C8;margin-bottom:18px}
.page-hero .crumb a{color:#C9D4E4}
.page-hero .crumb a:hover{color:var(--gold-light)}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem);margin:0 0 12px;max-width:860px}
.page-hero .page-hero-desc{color:#B9C6D8;font-size:16px;max-width:720px;margin:0}
.entry-wrap{max-width:var(--c);margin:0 auto;padding:56px 24px 88px;display:grid;grid-template-columns:1fr;gap:0}

/* ---------- Article / post content ---------- */
.article{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-s);padding:clamp(24px,4.5vw,56px)}
.article-body{max-width:780px;margin:0 auto}
.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;font-size:13.5px;color:var(--ink-3);margin-bottom:26px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.article-meta .chip{background:var(--teal-soft);color:var(--teal-dark);font-weight:700;padding:5px 12px;border-radius:999px;font-size:12.5px}
.article-hero-img{border-radius:var(--r-m);overflow:hidden;margin:0 0 30px;box-shadow:var(--sh-s)}
.article h2{font-size:clamp(1.35rem,2.4vw,1.7rem);margin:2.4em 0 .7em;padding-bottom:.4em;border-bottom:2px solid var(--bg-2);scroll-margin-top:96px}
.article h3{font-size:1.2rem;margin:1.9em 0 .55em;color:var(--navy-700)}
.article p{font-size:16.5px;line-height:1.85;color:#2A3748}
.article ul,.article ol{padding-left:6px;margin:0 0 1.4em;display:flex;flex-direction:column;gap:7px}
.article li{margin-left:1.35em;line-height:1.75;color:#2A3748}
.article li::marker{color:var(--gold-dark)}
.article strong{color:var(--navy)}
.article a{text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line-2)}
.article a:hover{text-decoration-color:var(--teal)}
.article img{border-radius:var(--r-m);margin:1.4em 0;box-shadow:var(--sh-s)}
.article figure{margin:1.6em 0}
.article figcaption{font-size:13px;color:var(--ink-3);text-align:center;margin-top:10px}
.article blockquote{margin:1.8em 0;padding:4px 0 4px 22px;border-left:3px solid var(--gold);color:var(--ink-2);font-style:normal;background:transparent}
.article .summary-box{background:linear-gradient(135deg,var(--bg),var(--gold-soft));border:1px solid var(--gold);border-left:4px solid var(--gold);border-radius:var(--r-m);padding:22px 24px;margin:0 0 30px}
.article .summary-box strong{color:var(--navy)}
.article .callout{background:var(--teal-soft);border-left:4px solid var(--teal);border-radius:var(--r-m);padding:18px 22px;margin:1.6em 0;font-size:15px;color:#1C3B44}
.article .callout strong{color:var(--teal-dark)}
.article .warn-callout{background:#FBF3E8;border-left:4px solid var(--warn);border-radius:var(--r-m);padding:18px 22px;margin:1.6em 0;font-size:15px;color:#5C4018}
.article table{width:100%;border-collapse:collapse;margin:1.7em 0;font-size:14.8px;border-radius:var(--r-m);overflow:hidden;box-shadow:var(--sh-xs);display:table}
.article table th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:13.5px;letter-spacing:.02em}
.article table td{padding:12px 14px;border-bottom:1px solid var(--line);color:#2A3748;vertical-align:top}
.article table tr:nth-child(even) td{background:var(--bg)}
.article table tr:last-child td{border-bottom:none}
.article .table-scroll{overflow-x:auto;margin:1.7em 0;border-radius:var(--r-m);box-shadow:var(--sh-s)}
.article .table-scroll table{margin:0;box-shadow:none}
/* inline CSS charts */
.chart-bar{display:flex;flex-direction:column;gap:11px;background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m);padding:20px 22px;margin:1.7em 0}
.chart-bar .row{display:grid;grid-template-columns:110px 1fr 74px;align-items:center;gap:14px;font-size:13.5px}
.chart-bar .row .lbl{color:var(--ink-2);font-weight:600}
.chart-bar .row .track{height:14px;background:#E5EAF2;border-radius:999px;overflow:hidden}
.chart-bar .row .fill{height:100%;border-radius:999px;background:linear-gradient(90deg,var(--navy) 0%,var(--navy-500) 55%,var(--teal) 100%);min-width:2px}
.chart-bar .row .val{font-weight:800;color:var(--navy);text-align:right;font-family:var(--font-display)}
.chart-steps{display:flex;flex-wrap:wrap;gap:0;margin:1.7em 0;padding:22px 20px;background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m)}
.chart-steps .step{flex:1 1 150px;display:flex;gap:12px;align-items:flex-start;padding:8px 14px;position:relative}
.chart-steps .step:not(:last-child)::after{content:"→";position:absolute;right:-4px;top:16px;color:var(--gold-dark);font-weight:800}
.chart-steps .num{width:30px;height:30px;flex:none;border-radius:9px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:800;font-size:14px}
.chart-steps .step b{display:block;font-size:14.5px;color:var(--navy);margin-bottom:2px}
.chart-steps .step span{font-size:12.5px;color:var(--ink-2);line-height:1.45}
.chart-timeline{position:relative;margin:2em 0;padding-left:0;list-style:none}
.chart-timeline li{position:relative;padding:0 0 26px 34px;border-left:2px solid var(--gold)}
.chart-timeline li::before{content:"";position:absolute;left:-8px;top:4px;width:14px;height:14px;border-radius:50%;background:var(--navy);border:3px solid var(--gold)}
.chart-timeline li:last-child{border-left-color:transparent;padding-bottom:0}
.chart-timeline b{display:block;color:var(--navy);font-size:15px}
.chart-timeline span{font-size:13.5px;color:var(--ink-2)}
.legal-notice{font-size:.85em;color:#777;background:#f8f9fa;border-left:3px solid #cbd5e1;padding:10px 14px;margin-top:2em;border-radius:0 6px 6px 0}
.legal-notice p{margin:4px 0}
.ai-notice{font-size:.85em;color:#888;margin-top:2em}
/* TOC (easy-table-of-contents) */
#ez-toc-container{border:1px solid var(--line);border-radius:var(--r-m);background:var(--bg);padding:18px 22px;margin:0 0 32px}
#ez-toc-container .ez-toc-title{font-weight:800;color:var(--navy);font-size:15.5px}
.ez-toc-list{display:flex;flex-direction:column;gap:6px;margin-top:10px;list-style:none;padding:0}
.ez-toc-list a{color:var(--ink-2);font-size:14.5px;display:inline-flex;min-height:30px;align-items:center}
.ez-toc-list a:hover{color:var(--teal)}
/* related posts */
.related-box{margin-top:52px;padding-top:34px;border-top:1px solid var(--line)}
.related-box h2{font-size:21px}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:20px}
.related-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m);overflow:hidden;transition:transform .2s var(--ease),box-shadow .2s var(--ease);display:flex;flex-direction:column}
.related-card:hover{transform:translateY(-4px);box-shadow:var(--sh-m)}
.related-card img{aspect-ratio:1200/630;object-fit:cover;width:100%}
.related-card .rc-body{padding:16px 18px}
.related-card b{font-size:14.5px;color:var(--navy);line-height:1.45;display:block}
.related-card span{font-size:12.5px;color:var(--ink-3);margin-top:6px;display:block}
/* post nav */
.post-nav{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:44px}
.post-nav a{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m);padding:18px 22px;transition:all .2s var(--ease)}
.post-nav a:hover{border-color:var(--gold);box-shadow:var(--sh-s);transform:translateY(-2px)}
.post-nav .dir{display:block;font-size:12px;color:var(--ink-3);font-weight:700;letter-spacing:.05em;margin-bottom:6px}
.post-nav b{font-size:15px;color:var(--navy);line-height:1.4}

/* ---------- Forms / pages ---------- */
.form-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-s);padding:clamp(24px,4vw,44px);max-width:760px;margin:0 auto}
.form-row{margin-bottom:20px}
.form-row label{display:block;font-weight:700;font-size:14.5px;color:var(--navy);margin-bottom:8px}
.form-row label .req{color:var(--danger)}
.form-row input[type=text],.form-row input[type=tel],.form-row input[type=email],.form-row textarea,.form-row select{width:100%;min-height:48px;border:1px solid var(--line-2);border-radius:10px;padding:12px 16px;font-size:15px;font-family:var(--font-body);color:var(--ink);background:#fff;transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.form-row textarea{min-height:140px;resize:vertical}
.form-row input:focus,.form-row textarea:focus,.form-row select:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,122,140,.15)}
.form-consent{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-m);padding:18px 20px;font-size:13.5px;color:var(--ink-2);margin-bottom:22px}
.form-consent label{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink);cursor:pointer;min-height:44px;align-items:center}
.form-consent input{width:20px;height:20px;accent-color:var(--navy)}
.form-note{font-size:13px;color:var(--ink-3);margin-top:14px}
.form-msg{display:none;background:var(--teal-soft);border:1px solid var(--teal);color:var(--teal-dark);border-radius:var(--r-m);padding:14px 18px;font-weight:700;margin-bottom:20px}
.form-msg.err{background:#FBE9E7;border-color:var(--danger);color:var(--danger)}

/* ---------- DART result page ---------- */
.dart-tool{max-width:900px;margin:0 auto}
.search-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-s);padding:28px;margin-bottom:24px}
.search-panel form{display:flex;gap:10px;flex-wrap:wrap}
.search-panel input[type=text]{flex:1;min-width:240px;min-height:52px;border:1px solid var(--line-2);border-radius:12px;padding:0 18px;font-size:15.5px;font-family:var(--font-body)}
.search-panel input[type=text]:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,122,140,.15)}
.result-note{background:#FBF3E8;border:1px solid #EFD9B8;border-radius:var(--r-m);padding:14px 18px;font-size:13.5px;color:#5C4018;margin-bottom:22px;line-height:1.6}
.company-list{display:flex;flex-direction:column;gap:10px;margin-bottom:22px}
.company-row{background:var(--card);border:1px solid var(--line);border-radius:var(--r-m);padding:18px 22px;display:flex;align-items:center;gap:16px;flex-wrap:wrap;box-shadow:var(--sh-xs);transition:border-color .18s var(--ease)}
.company-row:hover{border-color:var(--gold)}
.company-row b{color:var(--navy);font-size:16px;flex:1 1 200px}
.company-row span{font-size:13px;color:var(--ink-3)}
.company-row .btn{min-height:44px;padding:8px 18px;font-size:14px}
.fin-table-wrap{background:var(--card);border:1px solid var(--line);border-radius:var(--r-l);box-shadow:var(--sh-s);padding:28px;overflow-x:auto}
.fin-table-wrap h2{font-size:20px;margin:0 0 4px}
.fin-table-wrap .sub{font-size:13.5px;color:var(--ink-3);margin-bottom:18px}
.fin-table{width:100%;border-collapse:collapse;min-width:560px;font-size:14.5px}
.fin-table th{background:var(--navy);color:#fff;padding:12px 14px;text-align:left;font-size:13px}
.fin-table td{padding:12px 14px;border-bottom:1px solid var(--line)}
.fin-table tr:nth-child(even) td{background:var(--bg)}
.fin-table td b{color:var(--navy)}

/* ---------- Animation helpers ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

/* ---------- WP theme extras ---------- */
.wp-caption{max-width:100%}
.aligncenter{margin:1.4em auto;text-align:center}
.alignleft{float:left;margin:0 24px 16px 0}
.alignright{float:right;margin:0 0 16px 24px}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wp-block-table{overflow-x:auto}
.admin-bar .site-header{top:32px}
@media (max-width:782px){.admin-bar .site-header{top:46px}}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .topic-grid{grid-template-columns:repeat(3,1fr)}
  .post-grid{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr;gap:32px}
  .dart-box{grid-template-columns:1fr}
}
@media (max-width:820px){
  .main-nav{position:fixed;inset:0;background:rgba(255,255,255,.98);flex-direction:column;align-items:flex-start;justify-content:flex-start;gap:6px;padding:96px 28px 40px;transform:translateY(-102%);transition:transform .28s var(--ease);backdrop-filter:blur(16px)}
  .main-nav.open{transform:none;box-shadow:var(--sh-l)}
  .main-nav a{width:100%;font-size:17px;padding:14px 12px;min-height:52px}
  .nav-cta{margin-left:0;width:100%}
  .nav-cta .btn{width:100%}
  .nav-toggle{display:inline-flex}
  .summary-grid{grid-template-columns:1fr}
  .related-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:620px){
  .container,.header-inner,.hero-inner,.page-hero-inner,.entry-wrap{padding-left:18px;padding-right:18px}
  .section{padding:64px 0}
  .topic-grid{grid-template-columns:1fr 1fr}
  .topic-item{min-height:118px;padding:16px 14px}
  .topic-item b{font-size:15px}
  .post-grid{grid-template-columns:1fr}
  .related-grid{grid-template-columns:1fr}
  .hero-inner{padding-top:76px;padding-bottom:84px}
  .hero-cta .btn{width:100%}
  .cta-band{flex-direction:column;align-items:flex-start;padding:36px 28px}
  .footer-top{grid-template-columns:1fr}
  .post-nav{grid-template-columns:1fr}
  .chart-steps .step{flex:1 1 100%}
  .chart-steps .step:not(:last-child)::after{content:"↓";right:auto;left:26px;top:auto;bottom:-14px}
  .chart-bar .row{grid-template-columns:84px 1fr 62px;gap:10px;font-size:12.5px}
  .article .table-scroll{margin:1.4em -6px}
  .dart-box,.search-panel{padding:24px 18px}
}